Do you have a savings plan?

One of the most important things you can learn in life is how to save money.

We know that savers with a plan are more than twice as likely to make progress towards their savings goals as those without a plan. Those with a plan are more likely to spend less than they earn. Living within your means allows you to build wealth over time.

Saving money, improving your financial life, and building wealth.

It all starts when you set a goal and make a plan to reach that goal. Goals are where you want to go in life; what you want to own, what you want to do. So what is your goal? Why do you want to achieve this particular financial goal? Breaking the goal down into smaller steps makes it more manageable.

Since February is a national month of savings campaigns, Bent County Extension is hosting some savings opportunities that really “pay off.”

First, follow bent_county_extension on Instagram and comment on the #AmericaSavesChallenge posts each day. You will be entered in a drawing for one of two $100 Amazon gift cards just for participating in the discussion about saving money. Even better – You have 27 chances to enter.

Then, take the 30-Day $100 Savings Challenge. You could save $100 in a month by saving back between $1 and $5 for 30 days. So many of us spend more than that in a day and don’t even know where it went.  

Everyone has the ability to save. At America Saves, the motto is “Start Small, Think Big.”

You can start with only $10 a week or month. Over time, your deposits will add up. Even small amounts of savings can help you in the future.

Cash in those dusty jars of pennies. Pack your lunch instead of buying it at work. Make your coffee at home. Only purchase what is on your list at the store. There are lots of little things you can do to fund your savings. Just be creative.

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